Are New Cars Worth the Money?
Aside from most new automobiles being a terrible purchase from a financial perspective, are new cars worth the money? Living in the throw-away world we do today are automobiles also falling
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Finances
What Is the Average Student Loan Repayment Period?
Student loan debt has now reached a total of over 1.6 trillion dollars. Although there are several different re-payment options associated with student loan debt, the
Smart Consumer
Bank Fees – Stop Wasting Your Money
Charging ongoing fees seems to be the standard revenue model for so many businesses today and banks are no exception. ATM fees and monthly charges
Making Money
Don’t Take a Job Just for the Money
Money definitely matters and it certainly can be a major motivation when it comes to finding work and establishing a career. It’s easy to say
Life
Financial Lessons Learned From the Pandemic
The current global pandemic the world is experiencing will forever change many lives individually, entire families, and future generations. For people that lose loved ones,
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Should You Buy an Extended Warranty?
It seems like there is an extended warranty for just about anything today. Purchase a new television, appliance or electronic item and the person working
Will Buying an Electric Car Save Money?
When it comes to saving money buying an electric car may be something a person considers. But is it really worth the money for the
The Overpriced Sports Event
Attending a professional sports event is increasingly becoming overpriced. Watching sports events on television is a great alternative for its fans. Many people like to
Save Money on Auto Insurance
Auto insurance is a necessity for many people that need a vehicle to commute back and forth to work and live their daily life. According
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What is Smart Start Money?
Smart Start Money provides information on making smart money decisions. Providing tips, personal experiences, and money-saving resources, the goal is to help people start each day by staying out of debt, build wealth, and remain on a path of financial freedom.
Times have changed since getting a job and keeping the same place of employment for a lifetime. The average time spent with one employer is now three to five years. Companies are replacing workers with lean staff that previously held more people to accomplish the same tasks. This has resulted in periods of unemployment for many people making it challenging to save for retirement and stay debt free.
The rising costs of healthcare, consumer goods, and wages that often do not seem to keep pace with the cost of daily life make it more important than ever to make smart financial decisions.
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Average Student Loan Debt
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Average Credit Card Debt
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Average New Auto Loan Monthly Payment
Resource: Federal Reserve Bank of New York Consumer Credit Panel/Equifax/Experian
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Average Credit Card Interest Rate
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People That Have No Retirement Savings
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People That Have No Savings At All
