Pay Off Debt or Save Money for Emergencies?
Should you pay off debt or save money for emergencies? This question often comes up about personal finance. The answer really isn’t just as simply one or the other as some
Menu
Save Smart...Spend Smart
Smart Financial Decisions and Conversations
Latest Articles
Sign Up For Our Newsletter
Get tips, Tools and updates to save more and spend less
Listen to the Podcast
Finances
What is the Student Loan Default Rate?
The student loan default rate is estimated on average around 15% at any given time. This number should not come as a surprise with the
Smart Consumer
Door to Door Sales: Scams, Schemes, and Annoying
Door to door sales would seem like it should be something of the past. Yet, it seems there are still quite a few businesses that
Making Money
Tuition Reimbursement: Your Employer Might Offer It but That Doesn’t Mean You Will Get It
With the cost of higher education today, getting tuition reimbursement through an employer to pursue a college degree can certainly be beneficial. More than half
Life
Stimulus Checks Are Not Free Money
The stimulus checks sent out by the government were not just free money. There will be a price paid for all the money printing that
You Might Also Like
Keeping Track of Medical Bills is a Full-Time Job
With today’s healthcare system, it is possible to get medical bills from several different doctors or facilities from a quick visit to the emergency room
Ways to Save Money at the Movies
With climbing prices to catch the latest blockbuster film, it is important to save money at the movies. The average ticket price for 2018, according
Save Money on Auto Insurance
Auto insurance is a necessity for many people that need a vehicle to commute back and forth to work and live their daily life. According
Stock Buybacks: Good or Bad?
Stock buybacks have been a debate for some time now. With outrageous company executive and CEO compensation tied to stock options and pleasing shareholders, the
FINANCES
Investing, Retirement, Debt, Budgeting...
SMART CONSUMER
Smart Buying Decisions...
MAKING MONEY
Careers, Employment...
LIFE
Daily Financial Decisions, Economy, Politics...
What is Smart Start Money?
Smart Start Money provides information on making smart money decisions. Providing tips, personal experiences, and money-saving resources, the goal is to help people start each day by staying out of debt, build wealth, and remain on a path of financial freedom.
Times have changed since getting a job and keeping the same place of employment for a lifetime. The average time spent with one employer is now three to five years. Companies are replacing workers with lean staff that previously held more people to accomplish the same tasks. This has resulted in periods of unemployment for many people making it challenging to save for retirement and stay debt free.
The rising costs of healthcare, consumer goods, and wages that often do not seem to keep pace with the cost of daily life make it more important than ever to make smart financial decisions.
