What Is the Average Car Payment?
With the price of automobiles skyrocketing in the United States, it should not come as a surprise the average car payment for a new vehicle in 2021 is now $563. American
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Finances
Do Most College Students Have a Job While Going to School?
The cost of a college education has historically increased in price at around 8% per year. Decades ago, when I went to school, I was
Smart Consumer
Door to Door Sales: Scams, Schemes, and Annoying
Door to door sales would seem like it should be something of the past. Yet, it seems there are still quite a few businesses that
Making Money
Tuition Reimbursement: Your Employer Might Offer It but That Doesn’t Mean You Will Get It
With the cost of higher education today, getting tuition reimbursement through an employer to pursue a college degree can certainly be beneficial. More than half
Life
Where Does Your Donation Go When You Give to Charity?
Giving to a charity is something a lot of people make the decision to do each year. Unfortunately, some of these organizations hide behind the
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Changing Jobs and Your 401k
According to the U.S. Department of Labor, there are 656,241 defined contribution plans in the United States. 560,241 of these are 401k plans. With over
8 Steps to a Successful Budget
Creating a monthly budget is important to saving, being debt free, building long-term wealth and security. This is easy enough to say and not so
How To Deal With Debt Collectors
Debt collectors make phone calls every day to collect money that may or may not be owed. It is not uncommon for a person to
10 Things to Avoid Resume Age Discrimination
Although employers are not legally supposed to discriminate based on a person’s age, it happens all the time. Most people believe age discrimination in the
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What is Smart Start Money?
Smart Start Money provides information on making smart money decisions. Providing tips, personal experiences, and money-saving resources, the goal is to help people start each day by staying out of debt, build wealth, and remain on a path of financial freedom.
Times have changed since getting a job and keeping the same place of employment for a lifetime. The average time spent with one employer is now three to five years. Companies are replacing workers with lean staff that previously held more people to accomplish the same tasks. This has resulted in periods of unemployment for many people making it challenging to save for retirement and stay debt free.
The rising costs of healthcare, consumer goods, and wages that often do not seem to keep pace with the cost of daily life make it more important than ever to make smart financial decisions.
