Debt
Pay Off Debt or Save Money for Emergencies?
Should you pay off debt or save money for emergencies? This question often comes up about personal finance. The answer really isn’t just as simply
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Finances
Managing your finances is one of the most important things you can do. Having the knowledge to properly plan a budget, invest, and save for retirement is wisdom that does not have a price. It can create life-changing opportunities. When you have a financial plan with goals put into action it can relieve stress and provide security.
With a financial life that is in order, home ownership or early retirement is possible. Living debt free and taking personal responsibility today can have a positive influence on the future.
College
What is the Student Loan Default Rate?
The student loan default rate is estimated on average around 15% at any given time. This number should not come as a surprise with the
Insurance
How Much Does Auto Insurance Cost for Teens?
If you have a teenager approaching the age to drive, you are likely starting to consider how much auto insurance costs for a teen driver.
College
Is Free College and Student Loan Forgiveness a Good Idea?
Free college and student loan debt forgiveness has become a popular topic. This is particularly the case with several politicians in Washington. The subject was
Retirement
Why Is a Reverse Mortgage Almost Always a Bad Idea?
With 1 in 5 Americans having no retirement savings, it should not come as a surprise that a reverse mortgage is sometimes something people turn
College
Don’t Take a Home Equity Loan for a College Education
With the rising cost of a college education, it can be challenging to come up with the money to pay for higher education. Student loans,
How Do Most Americans Pay For Unexpected Expenses?
Savings 39%
Credit Card 19%
Decrease Spending 13%
Borrow Money From Family or Friends 12%
Take a Loan 5%
Resource: Bankrate
