Privacy Policy
Protecting your private information is our priority. This Statement of Privacy applies to smartstartmoney.com and Smart Start Money LLC and governs data collection and usage. For the purposes of this Privacy Policy, unless otherwise noted, all references to Smart Start Money LLC include smartstartmoney.com and Smart Start Money. The Smart Start Money website is a Blog and informational site with opinions on saving money, investing, taxes, and debt management. site. By using the Smart Start Money website, you consent to the data practices described in this statement.
Collection of your Personal Information
In order to better provide you with products and services offered on our Site, Smart Start Money may collect personally identifiable information, such as your:
- First and Last Name
- E-mail Address
If you purchase Smart Start Money’s products and services, we collect billing and credit card information. This information is used to complete the purchase transaction.
Smart Start Money may also collect anonymous demographic information, which is not unique to you, such as your:
- Age
- Gender
Please keep in mind that if you directly disclose personally identifiable information or personally sensitive data through Smart Start Money’s public message boards, this information may be collected and used by others.
We do not collect any personal information about you unless you voluntarily provide it to us. However, you may be required to provide certain personal information to us when you elect to use certain products or services available on the Site. These may include: (a) registering for an account on our Site; (b) entering a sweepstakes or contest sponsored by us or one of our partners; (c) signing up for special offers from selected third parties; (d) sending us an email message; (e) submitting your credit card or other payment information when ordering and purchasing products and services on our Site. To wit, we will use your information for, but not limited to, communicating with you in relation to services and/or products you have requested from us. We also may gather additional personal or non-personal information in the future.
Use of your Personal Information
Smart Start Money collects and uses your personal information to operate its website(s) and deliver the services you have requested. Smart Start Money may also use your personally identifiable information to inform you of other products or services available from Smart Start Money and its affiliates.
Sharing Information with Third Parties
Smart Start Money does not sell, rent or lease its customer lists to third parties.
Smart Start Money may, from time to time, contact you on behalf of external business partners about a particular offering that may be of interest to you. In those cases, your unique personally identifiable information (e-mail, name, address, telephone number) is not transferred to the third party. Smart Start Money may share data with trusted partners to help perform statistical analysis, send you email or postal mail, provide customer support, or arrange for deliveries. All such third parties are prohibited from using your personal information except to provide these services to Smart Start Money, and they are required to maintain the confidentiality of your information.
Smart Start Money may disclose your personal information, without notice, if required to do so by law or in the good faith belief that such action is necessary to: (a) conform to the edicts of the law or comply with legal process served on Smart Start Money or the site; (b) protect and defend the rights or property of Smart Start Money; and/or (c) act under exigent circumstances to protect the personal safety of users of Smart Start Money, or the public.
Tracking User Behavior
Smart Start Money may keep track of the websites and pages our users visit within Smart Start Money, in order to determine what Smart Start Money services are the most popular. This data is used to deliver customized content and advertising within Smart Start Money to customers whose behavior indicates that they are interested in a particular subject area.
Automatically Collected Information
Information about your computer hardware and software may be automatically collected by Smart Start Money. This information can include: your IP address, browser type, domain names, access times and referring website addresses. This information is used for the operation of the service, to maintain quality of the service, and to provide general statistics regarding use of the Smart Start Money website.
Use of Cookies
The Smart Start Money website may use “cookies” to help you personalize your online experience. A cookie is a text file that is placed on your hard disk by a web page server. Cookies cannot be used to run programs or deliver viruses to your computer. Cookies are uniquely assigned to you, and can only be read by a web server in the domain that issued the cookie to you.
One of the primary purposes of cookies is to provide a convenience feature to save you time. The purpose of a cookie is to tell the Web server that you have returned to a specific page. For example, if you personalize Smart Start Money pages, or register with Smart Start Money site or services, a cookie helps Smart Start Money to recall your specific information on subsequent visits. This simplifies the process of recording your personal information, such as billing addresses, shipping addresses, and so on. When you return to the same Smart Start Money website, the information you previously provided can be retrieved, so you can easily use the Smart Start Money features that you customized.
You have the ability to accept or decline cookies. Most Web browsers automatically accept cookies, but you can usually modify your browser setting to decline cookies if you prefer. If you choose to decline cookies, you may not be able to fully experience the interactive features of the Smart Start Money services or websites you visit.
Links
This website contains links to other sites. Please be aware that we are not responsible for the content or privacy practices of such other sites. We encourage our users to be aware when they leave our site and to read the privacy statements of any other site that collects personally identifiable information.
Security of your Personal Information
Smart Start Money secures your personal information from unauthorized access, use, or disclosure. Smart Start Money uses the following methods for this purpose: SSL Protocol
When personal information (such as a credit card number) is transmitted to other websites, it is protected through the use of encryption, such as the Secure Sockets Layer (SSL) protocol.
We strive to take appropriate security measures to protect against unauthorized access to or alteration of your personal information. Unfortunately, no data transmission over the Internet or any wireless network can be guaranteed to be 100% secure. As a result, while we strive to protect your personal information, you acknowledge that: (a) there are security and privacy limitations inherent to the Internet which are beyond our control; and (b) security, integrity, and privacy of any and all information and data exchanged between you and us through this Site cannot be guaranteed.
Children Under Thirteen
Smart Start Money does not knowingly collect personally identifiable information from children under the age of thirteen. If you are under the age of thirteen, you must ask your parent or guardian for permission to use this website.
E-mail Communications
From time to time, Smart Start Money may contact you via email for the purpose of providing announcements, promotional offers, alerts, confirmations, surveys, and/or other general communication. In order to improve our Services, we may receive a notification when you open an email from Smart Start Money or click on a link therein.
If you would like to stop receiving marketing or promotional communications via email from Smart Start Money, you may opt out of such communications by Clicking on UNSUBSCRIBE.
Changes to this Statement
Smart Start Money reserves the right to change this Privacy Policy from time to time. We will notify you about significant changes in the way we treat personal information by sending a notice to the primary email address specified in your account, by placing a prominent notice on our site, and/or by updating any privacy information on this page. Your continued use of the Site and/or Services available through this Site after such modifications will constitute your: (a) acknowledgment of the modified Privacy Policy; and (b) agreement to abide and be bound by that Policy.
Contact Information
Smart Start Money welcomes your questions or comments.
Smart Start Money LLC
Clearwater, Florida
Email Address: info@smartstartmoney.com
Effective as of May 01, 2019
