Smart Start Money provides informational content on making smart money decisions. Providing tips, personal experiences, and money-saving resources, the goal is to help people start each day by staying out of debt, build wealth, and remain on a path of financial freedom.
Times have changed since getting a job and keeping the same place of employment for a lifetime. The average time spent with one employer is now three to five years. Companies are replacing workers with lean staff that previously held more people to accomplish the same tasks. This has resulted in periods of unemployment for many people making it challenging to save for retirement and stay debt free.
The rising costs of healthcare, consumer goods, and wages that often do not seem to keep pace with the cost of daily life make it more important than ever to make smart financial decisions.
I started Smart Start Money as a way to provide information to people and help them make smart financial decisions. Like many people, I started my adult life with debt. A mountain of student loans and credit card debt sold on the idea of getting an education would provide a financial future that can only go up in earning potential. This may have been the story decades ago, but is no longer a reality for many people.
My story is not entirely unique. Millions of people struggle each day to get ahead. The intention of Smart Start Money is to not only provide insight into saving or spending. I also want to open conversations. Discussions relating to the economy, employment, and even the occasional forbidden topic of politics is possible. If the subject matter has a correlation to helping people with their finances or questioning the so-called experts, it is open for dialogue.
It has never been more important than ever to save and stay out of debt. No one has all the answers when it comes to personal finance. People come from all different backgrounds in life. The choices we make and opportunities available are never identical. We can all learn from each other.
Why Do I Write About Saving More and Spending Less?
Daily life has gotten more and more expensive over the years. Although words such as cheap, frugal, and penny pincher are often used to describe someone that always looks to save money, I am happy to own this title.
Saving money is not only smart but also easier than ever even in the current economy and rising costs. From low-cost purchase decisions to high ticket items, I am always researching how to save money and have been practicing this for quite some time.
I started writing about how to save money to help people achieve financial freedom. Not only learn from helpful tips to save money, but also from my mistakes.
What Makes Me Qualified To Help Save Money?
Spending over ten years in the financial services industry working in both software and as a financial advisor, I have learned the importance of saving money. People work hard for their money and it’s important to save whenever possible. I have my experiences and opinions to provide in order to hopefully make a difference in helping people become financially independent and debt free.